Perspective

 
 
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September 2016

Supply and demand...

The central PA residential housing market, in particular multi-family and single family investment properties, is experiencing increasingly strong demand which is creating upward price pressure and driving housing inventories lower.  US Census data projects the total number of renter occupied housing units in central PA will continue on its upward trajectory over the next four years. Increasingly difficult mortgage qualification guidelines coupled with slow income growth and a lack of savings make accumulating down payment money difficult, and rents have continued to rise in many cities.  In fact, 9 of the 11 largest metro areas have more renters than homeowners.  These dynamics are extremely advantageous for real estate investors looking to capitalize on buy and hold investment properties.

 

 

October 2016

Let it Rain Hard Money!!!

One strategy we like to employ is identifying hard money lenders that specialize in long term lending. Hard money lenders are primarily asset based lenders, and while they may not give you the 75-90% LTV that a traditional bank would, a 60-70% LTV will still provide the capital you need.  You will also find the underwriting process is much less painful and more streamlined.  

The outcome of utilizing hard money and private lenders equals less time spent on administrative tasks and paperwork and more time to find your next deal! 

 
 
 

January 2022

Pandemic Fallout

The commercial real estate market in the United States is currently experiencing a dynamic and ever-changing landscape. The COVID-19 pandemic has had a significant impact on the market, with many businesses struggling to survive and some commercial properties sitting vacant. However, despite these challenges, there are also pockets of growth and opportunity in the market.

One trend that has emerged in the wake of the pandemic is the shift towards remote work. This has led to a decrease in demand for traditional office spaces, as companies are realizing they can save on overhead costs by allowing employees to work from home. However, it is also leading to an increase in demand for other types of commercial properties, such as warehouses and distribution centers, as e-commerce continues to grow.

Another trend that has emerged is the increased demand for properties in rural and suburban areas. As people have been forced to spend more time at home, many are looking for more space and a better quality of life, leading to a migration away from urban areas. This has also led to an increase in demand for properties that can be used for multiple purposes, such as mixed-use developments that combine residential, retail, and office space.

Despite these challenges, the commercial real estate market in the United States is still considered to be relatively stable. Interest rates remain low, and there is still a significant amount of investment capital available for those who are willing to take on the risks associated with the market.

In conclusion, the commercial real estate market in the United States is experiencing a unique set of challenges due to the pandemic, but there are also opportunities for growth and investment. The market is dynamic, and it is important for investors to stay informed and adapt to the changes in order to capitalize on these opportunities. As the situation continues to evolve, it will be important to stay informed and be ready to act when opportunities arise.